Full Bio

Dirk Cotton
is a retired executive of a Fortune 500 technology company. Since retiring in 2005, he has researched and published papers on retirement finance, spoken at retirement industry conferences and events, and regularly posted on retirement finance issues at his blog, The Retirement Cafe. He is currently a Thought Leader at APViewpoint, Advisor Perspectives' online community of investment advisors and financial planners. He provides retirement planning advice as a fee-only financial planner.

Mr. Cotton holds an undergraduate degree in computer science from the University of Kentucky, an MBA from Marymount University, and a certificate in financial planning from Boston University.

He and his family currently reside in Chapel Hill, North Carolina. He loves to spend time with his family, fly fish, shoot sporting clays, attend college baseball games, sail, follow the Wildcats, and write.


  1. Hi Dirk,

    I'd like to chat with you about writing a post or a few posts for your site.

    I've been thinking about an article titled "Is Retirement Going Extinct?" I found some interesting statistics that confirm about 44% of retirement hopefuls won't be able to retire at 65, which is a 10% increase since just last year.

    Is that something you'd be interested in featuring on your site? Let me know. If I don't hear back in a couple of days I'll check back in with you.


    Trisha Miller

    1. Trisha, contact me at JDCPlanning@gmail.com and let's discuss.