The Retirement Café

I will be hosting a webinar on Sequence of Returns Risk on November 5 for the Retirement Income Industry Association (RIIA). Although the pr...

Physicists are known for sometimes oversimplifying assumptions in order to simplify the math required to solve a problem. Physicists refer t...

I spoke at the Retirement Income Industry Association Fall Conference in Charlotte yesterday. The title of my presentation was "Think L...

I joined Joe Tomlinson and Wade Pfau in Manhattan this past week for a panel discussion about turning assets into income after retirement....

After my last post on the sensitivity of retirement finance variables to asset allocation, Asset Allocation in Smidges and Dollops , a reade...

I am un-retiring for the next month or so to attend some conferences. I'll be taking my first "business trip" in ten years thi...

How important is it to precisely nail your asset allocation in retirement? You may be spending a lot more time than you need to fretting ab...

I think most retirees probably have a moment not long after calling it quits when the risk of their new endeavour fully dawns on them. I thi...

People planning retirement sometimes insert a minimum successful portfolio rate of return into a spreadsheet. The thought process goes like ...

Some time ago, I wrote a series of posts on Sequence of Returns (SOR) risk. The focus of those posts was to explain what SOR risk is mathem...

There are some things to know about your retirement accounts that are incredibly important, not the least of which is that the IRS can force...

I interrupt this blog stream for a public service announcement. One of the biggest risks to your retirement finances is fraud. Some call it ...

One way to look at retirement planning is with a spreadsheet. We make some assumptions, like 5% portfolio returns and 3% inflation and we bu...

Jonathan Guyton and Michael Kitces are both leading advocates of systematic withdrawal strategies for retirement, as Wade Pfau pointed out ...