The Retirement Café
Retirement Planning for the Unwealthy
Saturday, June 6, 2020
Life Cycle Economics and the Safety First Strategy
Well-read retirees will no doubt recognize the terms "Safety First" and "sustainable withdrawal rates (SWR)". "Safe...
Friday, April 17, 2020
Some Reading While We Wait
Staying home and social-distancing is a pain but it does have an upside. It creates an opportunity to catch up on reading and perhaps gain a...
Monday, March 30, 2020
The Question We Should Have Asked All Along
Do I believe there is an unacceptable risk that during my retirement the economy will not look like the recent past but will suffer from a ...
Monday, March 16, 2020
How to Score Free Ben and Jerry's as a Retirement Planner
I recently received an email from a retired couple I work with noting that the market had fallen 20% at that point and asking what they shou...
Thursday, December 26, 2019
End-of-Year Thoughts on Retirement Planning
Happy Holidays to you and yours. Here are just a few thoughts I want to share at year's end. First, I would direct you to the post I w...
Friday, December 13, 2019
Evaluate Annuities as a Component of Your Retirement Income Portfolio
I wish I could convince more of you, retirees and advisers, to give lifetime income annuities strong consideration for your retirement incom...
Thursday, October 24, 2019
Two Pitfalls at Age 70½ That You'll Want to Avoid: Missed RMDs and the Tax Torpedo
It seems like hardly a week goes by without someone emailing me to ask, "who is the pinko-Commie wealth-confiscator who created RMDs an...
Saturday, September 28, 2019
The Prevalent but Problematic Probability of Ruin
About 10 years ago, in the course of a conversation with two retirement researchers whom I greatly respect, someone mentioned the 4% Rule. O...
Thursday, August 15, 2019
Why Can't We Stop Pfishing?
During my employee orientation at America Online in 1997, that day-long tradition of assaulting new hires with mundane and mind-numbing fact...
Tuesday, August 6, 2019
How to Secure Your Online Financial Accounts
In my previous post, You're Responsible for Your Own Online Security , I noted that online fraud protections from banks, credit unions, ...
View web version