The Retirement Café
Retirement Planning for the Unwealthy
Friday, October 19, 2018
HITBLITS: Charles Barkley and Saving for Retirement
"I'm a HITBLIT", Charles Barkley, in the waning days of his NBA career, told his interviewer. "A HITBLIT ?" the re...
Wednesday, September 12, 2018
Two Tweets and a Comment: Spending in Retirement
The inspirations for this week’s post are two tweets and a reader comment, which could be the title of a movie about retirement planning if ...
Friday, August 31, 2018
Probability of Ruin in Pictures
William Bengen calculated sustainable withdrawal rates (SWR) using historical S&P500 market returns since 1928 leading to the “4% Rule....
Saturday, August 11, 2018
The Critical Factors of Portfolio Ruin Aren't Predictable
Probability of ruin and sequence of returns risk are probably the most widely-discussed topics in all of retirement finance and perhaps the ...
Thursday, July 12, 2018
Monte Carlo and Tales of Fat Tails
I recently read a white paper  claiming to show that Monte Carlo (MC) simulation "creates fat tails" and suggesting that const...
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