The Retirement Café

I apologize for the lengthy surprise interruption of posts at The Retirement Cafe. The disruption was the result of personal issues that are...

Well-read retirees will no doubt recognize the terms "Safety First" and "sustainable withdrawal rates (SWR)". "Safe...

Staying home and social-distancing is a pain but it does have an upside. It creates an opportunity to catch up on reading and perhaps gain a...

Do I believe there is an unacceptable risk that during my retirement the economy will not look like the recent past but will suffer from a ...

I recently received an email from a retired couple I work with noting that the market had fallen 20% at that point and asking what they shou...

Happy Holidays to you and yours. Here are just a few thoughts I want to share at year's end. First, I would direct you to the post I w...

I wish I could convince more of you, retirees and advisers, to give lifetime income annuities strong consideration for your retirement incom...

It seems like hardly a week goes by without someone emailing me to ask, "who is the pinko-Commie wealth-confiscator who created RMDs an...

About 10 years ago, in the course of a conversation with two retirement researchers whom I greatly respect, someone mentioned the 4% Rule. O...

During my employee orientation at America Online in 1997, that day-long tradition of assaulting new hires with mundane and mind-numbing fact...

In my previous post, You're Responsible for Your Own Online Security , I noted that online fraud protections from banks, credit unions, ...