The Retirement Café

It seems like hardly a week goes by without someone emailing me to ask, "who is the pinko-Commie wealth-confiscator who created RMDs an...

About 10 years ago, in the course of a conversation with two retirement researchers whom I greatly respect, someone mentioned the 4% Rule. O...

During my employee orientation at America Online in 1997, that day-long tradition of assaulting new hires with mundane and mind-numbing fact...

In my previous post, You're Responsible for Your Own Online Security , I noted that online fraud protections from banks, credit unions, ...

Credit cards, debit cards, ATMs, and electronic fund transfers (EFTs) offer excellent fraud protection but your bank, credit union and inves...

In a previous post, The Best Inflation Protection You Never Heard Of, I wrote about U.S Series I Savings Bonds. Like Treasury Inflation-Pro...

I've been working on a research paper with UNC econometrician, Neville Francis for the past year and that has given me the opportunity t...

In a recent post, I discussed inflation's potential impact on your retirement income (see Remember Inflation? ) and I warned against let...