The Retirement Café

Households who want to pay retirement expenses from an investment portfolio turn to spending rules like the 4% Rule, fixed percentage rule, ...

We have to understand both the nature of plans and the nature of retirement finance before we can build a successful retirement plan. [A v...

Retirement planning is a complex problem we can simplify by first focusing on what matters most. The key is getting the big decisions right....

Retirees are just now opening their 401( k ) statements after an ugly fourth quarter and raising the inevitable question spawned by every si...

This column was first posted at Forbes.com  on January 11th. I will continue to post here at The Retirement Cafe´and the columns that origi...

Retirement finance is my hobby. I find it has two great rewards: helping people who can’t find affordable retirement advice and learning new...

I am frequently asked how I manage my own retirement finances. Retired households can have dramatically different financial situations so my...

Do stock returns exhibit long-term mean reversion? That's an economist's way of asking if stocks get safer the longer we hold them. ...

"I'm a HITBLIT", Charles Barkley, in the waning days of his NBA career, told his interviewer. "A HITBLIT ?" the re...

The inspirations for this week’s post are two tweets and a reader comment, which could be the title of a movie about retirement planning if ...

William Bengen calculated sustainable withdrawal rates (SWR) using historical S&P500 market returns since 1928 leading to the “4% Rule....