The Retirement Café

I recently read a white paper [1] claiming to show that Monte Carlo (MC) simulation "creates fat tails" and suggesting that const...

My last few posts, The “Future” of Retirement Planning , The Limits of Simulation and Spending Rules and Simulation , have discussed differ...

My recent post on Monte Carlo(MC) simulation, The Retirement Café: The “Future” of Retirement Planning , seems to have spawned a strange deb...

In a previous post, The “Future” of Retirement Planning , I explained that Monte Carlo simulation of retirement finances provides all the in...

When we decide how much money we can spend in the present year of retirement we need to know not only how much spendable wealth we have toda...

Continuing recent posts updating my past descriptions of retirement strategies, let's look again at time-segmentation (TS) or "buck...

 In Unraveling Retirement Strategies: Constant-Dollar Spending (4% Rule) , I described retirement funding strategies like the “4% Rule” that...

Sustainable Withdrawal Rate (SWR) strategies are based on the work of William Bengen [1] , whose research uncovered sequence of returns risk...