The Retirement Café

Jonathan Guyton and Michael Kitces are both leading advocates of systematic withdrawal strategies for retirement, as Wade Pfau pointed out ...

Some of us have children at an early age and they are self-supporting when we enter retirement. Many of us don’t. For us late starters, ...

I'm taking a few weeks away from musing about distribution strategies and risk tolerance to celebrate a most amazing week that I recent...

I suppose the answer to that question is relative. I bought a house in 1980 with a mortgage rate of 13.875%. That priced in a lot of expecte...

A reader recently asked me about the zero capital gains tax rate and how it applies to deciding whether to pay off your mortgage. I wrote ab...

You've probably known people that you assume have about the same income as you but seem to live much more extravagantly. Maybe they own ...

My last two blogs, Investing the Mortgage and Selling Stocks to Pay the Mortgage , delved into the mechanics of holding a mortgage and simu...

In my last post, Investing the Mortgage , I showed that the profit from borrowing a mortgage and investing the proceeds in the stock market ...