The Retirement Café

I suppose the answer to that question is relative. I bought a house in 1980 with a mortgage rate of 13.875%. That priced in a lot of expecte...

A reader recently asked me about the zero capital gains tax rate and how it applies to deciding whether to pay off your mortgage. I wrote ab...

You've probably known people that you assume have about the same income as you but seem to live much more extravagantly. Maybe they own ...

My last two blogs, Investing the Mortgage and Selling Stocks to Pay the Mortgage , delved into the mechanics of holding a mortgage and simu...

In my last post, Investing the Mortgage , I showed that the profit from borrowing a mortgage and investing the proceeds in the stock market ...

Can you borrow a mortgage at 4%, earn 8% in the stock market with the borrowed funds and pocket a fairly certain 4% annual profit?  This co...

Financial planners have long discussed whether we should pay off the mortgage, or keep a mortgage and invest that capital in the stock marke...