The Retirement Café

The large number of funding strategies available to someone planning retirement can be overwhelming. We've got sustainable withdrawal ra...

If you build a ten-year TIPS ladder to secure retirement income instead of a 30-year ladder, why would you invest the funds for years 11 thr...

After my last few columns on TIPS bonds, beginning with Why Bonds? , several people have asked what I would recommend they do to implement ...

You could build a bond ladder that lasts as long as you think you might live, say 35 years. But, should you? You could buy TIPS bonds, ...

Retirees who decide they want to fund at least some of their retirement income with Treasury Inflation-Protected Securities, or TIPS bonds, ...

William Bernstein is a fan of TIPs bonds as a retirement income investment. TIPS, or Treasury Inflation-Protected Securities, are U.S. Tr...

Wade Pfau recently posted a nice piece on how to build a TIPs ladder for retirement. A discussion ensued on the topic of whether one shoul...

I’m not a tax specialist. I have my taxes done by an expert IRS-enrolled agent. Keeping track of tax laws is a full time job and one I'...

A reader noted last week that living expenses tend to decline as we age and suggested that tendency offers some comfort as we look at the c...

I often wonder how the more than 95% of American workers who aren’t able to save enough for retirement will get by and what other strategie...

William Bernstein’s new e-book, Deep Risk: How History Informs Portfolio Design (Investing for Adults) , is introduced with the story of Lu...

Standard of living and wealth are closely related but they aren’t exactly the same thing. You can buy the same standard of living at dr...